If you’re telling yourself you’ll start investing “next year” or “when I have more money,” this might be the most expensive procrastination of your life.

Here’s the brutal truth: every year you wait to invest isn’t just a missed opportunity—it’s a massive wealth destroyer that compounds against you. And the numbers will shock you.

The Math That Changes Everything

Let’s say you’re 30 years old and thinking about investing $500 per month. You tell yourself, “I’ll start when I’m 35—just 5 more years to get my finances in order.”

That delay will cost you $1.2 million.

Here’s the breakdown:

• Starting at 30: Investing $500/month until age 65 with 10% average returns = $2.8 million
• Starting at 35: Same investment, same returns = $1.6 million
• The cost of waiting: $1.2 million gone forever

Think about that. Five years of delay. Over a million dollars lost. That’s not speculation—that’s compound interest working against you instead of for you.

“But I Don’t Have Enough Money Right Now”

This is the most dangerous lie we tell ourselves.

The truth? You don’t need a lot to start. Even $100 per month makes a massive difference over time. And here’s what most people miss: the money you’re “waiting to have” often never materializes the way you think it will.

Life happens. Expenses grow. That raise you’re expecting gets eaten up by inflation or lifestyle creep. Meanwhile, every month that passes is another month your money could have been growing.

The Real Cost of “Perfect Timing”

Many people wait because they’re trying to time the market or wait for the “perfect moment.” But here’s what decades of market data show us:

• Time in the market beats timing the market—every single time
• The best investors started before they felt “ready”
• Even investing during market highs still beats not investing at all

When I achieved over 2000% returns in one of my accounts, it wasn’t because I timed everything perfectly. It was because I started early and stayed consistent, even when the market looked scary.

The Psychological Trap That Keeps You Stuck

There’s a reason you keep putting this off, and it’s not really about money. It’s about fear.

Fear of making the wrong choice. Fear of losing money. Fear of not knowing enough.

But here’s the thing: the fear of starting is costing you more than any investment mistake ever could. The biggest risk isn’t picking the “wrong” stock—it’s never starting at all.

Your Money Is Already at Risk

Think your money is “safe” sitting in a savings account? Think again.

With inflation averaging 3-4% annually and most savings accounts paying less than 1%, you’re actually losing purchasing power every single year. Your $10,000 today will have the buying power of about $8,200 in five years if it just sits there.

That’s a guaranteed loss—and it’s happening right now.

Ready to Stop Losing Money to Procrastination?

The best time to start investing was 10 years ago. The second-best time is today.

You don’t need to be perfect. You don’t need to have it all figured out. You just need to start—and you need the right guidance to do it confidently.

That’s exactly what my investing course provides: a clear, step-by-step approach that helps you begin building wealth immediately, plus a supportive community to keep you motivated and on track.

Every day you wait is another day your future wealth gets smaller.

👉 Click here to stop procrastinating and start building the wealth you deserve.

The million-dollar question isn’t whether you can afford to invest—it’s whether you can afford not to.